Financial & Funding

THE LIMIT OF FUND MEANS THE LIMIT OF BUSINESS

Entrepreneurs especially start up face challenges and very often, these barriers are solvable with funds. With our connections, we are able to offer you solid advices and appropriate solutions so that you can attain success throughout your funding journey.

DISCOVER PROS AND CONS OF FUNDING OPTIONS

Options Pros Cons
Bank Loans
  • Low, fixed interest rates
  • Predictable monthy payments
  • Lengthy and tedious paperwork
  • Longer approval times
  • Requires strong credit
  • Sometimes requires collateral
Private Equity
  • Potential for large amounts of funding
  • Potential for high returns
  • Active involvement of investors
  • Loss of your ownership stake
  • Loss of management control
  • Different perceptions of value from owner and investor
Venture Capital
  • Large amount of funding available for fast growth
  • Multiple rounds of funding possible
  • Expertise and contacts gained through investors
  • Difficult to raise funds
  • Loss of potential profits and control of company
  • Conflict of interest between owner and investor
Crowdfunding
  • Save time and money
  • Immediate access to capital
  • Control over rewarding investors
  • Establishes a customer base from backers
  • Does not usually satisfy large capital requirements
  • Projects or business offering usually aimed at consumers, not B2B
Peer to Peer Lending
  • Easy and fast application process
  • Lower interest rates offered than banking institutions
  • Fixed interest rates and monthly repayment
  • No need for collateral
  • Need for good credit scores to secure lower interest rates
  • Missing payment deterimental to borrower
Angel investor
  • Investors are willing to take risks
  • No monthly repayments or interest payments
  • Business will gain expertise or investor
  • Investor given ownership stake in business
  • High expectations from investors in the form of returns
Source: Malaysia SME, 2017

The decision is more than the Pros & Cons, take a look stage that you are in before diving into the option.

Behind the Scene

Neil Foo

Authorized Training Partner

HIS IDENTITY

  • SME Policies Disseminator
  • Alternate Funding Facilitator
  • Biz Incubator Integrator
  • Entrepreneur
  • Corporate Executive
  • Strategic Trainer
  • Business Author
WHAT HE CAN DO FOR YOU

  • Guide you in pitching your company to secure funding and sales